SBI Term Loan: RLLR: 8.15 | 7.25% - 8.45%
Canara Bank: RLLR: 8 | 7.15% - 10%
ICICI Bank: RLLR: -- | 8.5% - 9.65%
Punjab & Sind Bank: RLLR: 7.3 | 7.3% - 10.7%
Bank of Baroda: RLLR: 7.9 | 7.2% - 8.95%
Federal Bank: RLLR: -- | 8.75% - 10%
IndusInd Bank: RLLR: -- | 7.5% - 9.75%
Bank of Maharashtra: RLLR: 8.05 | 7.1% - 9.15%
Yes Bank: RLLR: -- | 7.4% - 10.54%
Karur Vysya Bank: RLLR: 8.8 | 8.5% - 10.65%

Experts Speak

The Reserve Bank of India's decision to maintain a stable repo rate reflects a focus on macroeconomic stability, which is important for the real estate sector. A stable interest rate environment supports predictability for both homebuyers and developers, aiding financial planning and investment decisions.
The residential market has demonstrated resilience in recent quarters, supported by end-user demand and improving sentiment. Continued stability in interest rates can help sustain this momentum, particularly across mid and premium housing segments, while maintaining overall market confidence.

Mr Manik Malik, CEO & President, BPTP

10 Apr 2026

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The decision to keep the repo rate unchanged brings much-needed stability and predictability for the real estate sector. For homebuyers, it sustains affordability and supports sentiment in an already improving market. For developers, it allows better financial planning and project execution. However, timely liquidity support and faster approvals remain critical to maintain momentum. A balanced policy approach like this helps build long-term confidence and keeps the sector aligned with India's growth aspirations.

Pushpender Singh, Managing Director, JMS Group

10 Apr 2026

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The RBI's decision to maintain the repo rate at 5.25% is, a catalyst for renewed enthusiasm in the real estate sector. Stability in borrowing costs will make home loans more accessible which will increase demand of home buyers. This will also help developers to speed up project launches and improve completion timelines, strengthening an environment of growth and confidence across key housing markets. We look forward to a pragmatic environment for the real estate industry

Jitender Yadav, Director, Roots Developers

10 Apr 2026

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The recent RBI MPC meeting has decided to keep the repo rate unchanged at 5.25%, supporting the momentum for the real estate sector. It translates into stable home loans, directly improving housing demand with better liquidity for developers. This will ensure developers to accelerate project launches and completion timelines, securing an environment of prosperity and reliance across key real estate markets.

Rajat Bokolia, CEO, Newstone

10 Apr 2026

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The decision to hold the repo rate steady offers a sense of continuity at a crucial time for the real estate sector. It reassures homebuyers by keeping borrowing costs stable and helps sustain demand momentum. For developers, it provides clarity for planning and execution. Going ahead, policy support and improved liquidity will be key to unlocking the sector's full potential and ensuring steady, inclusive growth across markets.

Abhay Mishra, CEO & President, Jindal Realty

10 Apr 2026

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The RBI Monetary Policy Committee's decision to maintain the repo rate at 5.25% provides much-needed stability to the real estate sector. A steady rate environment ensures predictability in home loan costs, encouraging buyer confidence and sustaining housing demand. For developers, stable funding conditions and improved liquidity visibility enable better planning of project launches and execution timelines. Overall, this decision reinforces a growth-oriented environment and strengthens confidence across key real estate markets.

Rishabh Periwal, Senior Vice President, Pioneer Urban Land & Infrastructure Ltd

10 Apr 2026

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RBI MPC's decision to keep the repo rate unchanged at 5.25% is a significant positive note for the real estate industry. The unchanged repo rate will significantly benefit both buyers and developers. For homebuyers, unchanged interest rates mean manageable EMIs which will improve the rate of potential purchasers. For developers this unchanged stance will accelerate the project launches and completion timeline.

Yashank Wason, Managing Director, Royal Green Realty

10 Apr 2026

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The RBI MPC has decided to keep the repo rate unchanged at 5.25%. The stance is significant for the real estate sector. It means stable home loans which directly boost housing demand, while improving liquidity for developers. The sector stands to benefit from the re - established buyer sentiment and a growth in investment appetite with EMIs and borrowing cost stabilising.

Sudeep Bhatt, Director Strategy, Whiteland Corporation

10 Apr 2026

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The RBI's decision to hold the repo rate at 5.25% reflects a well-considered and forward-looking approach. It signals confidence in the strength of the Indian economy, with growth holding steady and inflation still within a manageable range despite global uncertainties and fluctuating crude prices. Rather than reacting prematurely, the MPC has chosen to preserve policy flexibility, ensuring it has room to respond if conditions change further. This approach builds a strong position to support the India growth story and maintain stability, while reinforcing India's resilience and consistent growth outlook in the global context.

Ms. Binitha Dalal, Founder & Managing Partner, Mt. K Kapital

09 Apr 2026

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The RBI's outlook highlights India's strong growth fundamentals despite global headwinds. For the housing sector, a stable interest rate environment is critical in sustaining buyer sentiment. With inflation expected to remain within a manageable range, we believe homebuyers, especially in the luxury and aspirational segments, will continue to make investment decisions with confidence. This policy reinforces the sector's positive momentum.

Ms. Shraddha Kedia-Agarwal, Director, Transcon Developers

08 Apr 2026

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