SBI Term Loan: RLLR: 8.15 | 7.25% - 8.45%
Canara Bank: RLLR: 8 | 7.15% - 10%
ICICI Bank: RLLR: -- | 8.5% - 9.65%
Punjab & Sind Bank: RLLR: 7.3 | 7.3% - 10.7%
Bank of Baroda: RLLR: 7.9 | 7.2% - 8.95%
Federal Bank: RLLR: -- | 8.75% - 10%
IndusInd Bank: RLLR: -- | 7.5% - 9.75%
Bank of Maharashtra: RLLR: 8.05 | 7.1% - 9.15%
Yes Bank: RLLR: -- | 7.4% - 10.54%
Karur Vysya Bank: RLLR: 8.8 | 8.5% - 10.65%

Knowledge Centre

Editor's Desk

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Real Estate and Us- Smoke and Mirrors

Abhay Rao

19 Sep 2025

An Expression of Interest (EOI) is not a sale. A full-page ad is not a guarantee. A viral 'sold out in 48 hours' headline may be nothing more than clever timing and a cleverer spin. Urgency, experiences, and 'exclusive opportunities' are packaged like FOMO shots, quick, shiny, and designed to bypass your better judgement. You don't change your analysis because the music got louder. Hype will pass. Contracts will remain. Let the facts set the pace, not the reels. Let the basics guide your decision, not the glitz.Read more

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A Stalled Project Need Not Stall Your Dreams

Abhay Rao

22 Aug 2025

Even when finances are steady and paperwork is flawless, a home can remain stuck in a stalled project due to delays, mismanagement, or external setbacks. But this is not the end. RERA gives buyers the power to file complaints, seek refunds, demand compensation, or push for project completion. Other paths include consumer courts, arbitration, bankruptcy proceedings, and the Competition Commission of India. With schemes like SWAMIH also in place, buyers now have multiple avenues to recover investments and move forward.Read more

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Real Estate and Us- If cement could speak

Abhay Rao

11 Jul 2025

Because when we tell that story right, we don't just build brands. We build belief. We foster trust, clarity, and a reason to truly stay.Read more

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Real Estate and Us

Abhay Rao

20 Jun 2025

Because in the end, real estate is never just about where we are.
It's about who we are becoming...
Read more

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The Real Cost of Dreams

02 Aug 2025

"Every dream has a cost. The question is, will you pay it wisely, or blindly?" - Abhay RaoRead more

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Experts Speak

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RBI MPC's decision to keep the repo rate unchanged at 5.25% is a significant positive note for the real estate industry. The unchanged repo rate will significantly benefit both buyers and developers. For homebuyers, unchanged interest rates mean manageable EMIs which will improve the rate of potential purchasers. For developers this unchanged stance will accelerate the project launches and completion timeline.

Yashank Wason, Managing Director, Royal Green Realty

10 Apr 2026

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The decision to hold the repo rate steady offers a sense of continuity at a crucial time for the real estate sector. It reassures homebuyers by keeping borrowing costs stable and helps sustain demand momentum. For developers, it provides clarity for planning and execution. Going ahead, policy support and improved liquidity will be key to unlocking the sector's full potential and ensuring steady, inclusive growth across markets.

Abhay Mishra, CEO & President, Jindal Realty

10 Apr 2026

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The RBI Monetary Policy Committee's decision to maintain the repo rate at 5.25% provides much-needed stability to the real estate sector. A steady rate environment ensures predictability in home loan costs, encouraging buyer confidence and sustaining housing demand. For developers, stable funding conditions and improved liquidity visibility enable better planning of project launches and execution timelines. Overall, this decision reinforces a growth-oriented environment and strengthens confidence across key real estate markets.

Rishabh Periwal, Senior Vice President, Pioneer Urban Land & Infrastructure Ltd

10 Apr 2026

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The recent RBI MPC meeting has decided to keep the repo rate unchanged at 5.25%, supporting the momentum for the real estate sector. It translates into stable home loans, directly improving housing demand with better liquidity for developers. This will ensure developers to accelerate project launches and completion timelines, securing an environment of prosperity and reliance across key real estate markets.

Rajat Bokolia, CEO, Newstone

10 Apr 2026

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The RBI MPC has decided to keep the repo rate unchanged at 5.25%. The stance is significant for the real estate sector. It means stable home loans which directly boost housing demand, while improving liquidity for developers. The sector stands to benefit from the re - established buyer sentiment and a growth in investment appetite with EMIs and borrowing cost stabilising.

Sudeep Bhatt, Director Strategy, Whiteland Corporation

10 Apr 2026

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Opinions

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Industry leaders pay tribute to Asha Bhosle’s lasting musical legacy

13 Apr 2026

Corporate leaders and music labels paid tribute to legendary singer Asha Bhosle, recognising her lasting impact on Indian music. Industry figures described her as an iconic voice whose work shaped generations across languages and genres. Leaders from companies such as Adani Group, Raymond, and RPG Enterprises highlighted her influence and enduring legacy. Major music labels including T-Series, Saregama, and Sony Music India acknowledged her contribution to the industry. With a career spanning decades and thousands of songs, Asha Bhosle's music continues to resonate widely, leaving a lasting imprint on India's cultural and entertainment landscape.Read more

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The Rise of Integrated Townships Across Expanding Tier-2 Cities

Mr. Parvinder Singh, CEO, Trident Realty.

11 Apr 2026

Integrated townships are increasingly shaping real estate development in India's Tier-2 cities as urban growth shifts beyond major metros. Driven by improved infrastructure, remote working trends, and changing homebuyer preferences, these cities are emerging as strong economic and residential hubs. With rising demand for space, affordability, and better living standards, both developers and institutional investors are focusing on large-scale township projects. These developments offer a mix of residential, commercial, and social infrastructure, making them self-sufficient ecosystems. The trend reflects a broader shift in how people choose to live, work, and invest across emerging urban centres.Read more

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RBI keeps repo rate unchanged at 5.25%, real estate sector sees steady demand outlook

10 Apr 2026

The Reserve Bank of India's decision to keep the repo rate unchanged at 5.25% has been viewed positively by real estate stakeholders, who expect it to support stable demand and buyer sentiment. Industry leaders believe that steady interest rates will help maintain affordability, keep EMIs predictable and provide developers with better visibility on financing costs. While global uncertainties and rising input costs remain concerns, the policy continuity is seen as a stabilising factor for both residential and commercial segments. The move is also expected to support long-term investments and sustain momentum across key housing markets.Read more

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PropTech firm MilikiRumah highlights AI-led rent-to-own model to address homeownership challenges in Southeast Asia

WINSTON LEE, CO-FOUNDER AND CHIEF EXECUTIVE OFFICER

05 Apr 2026

MilikiRumah, a Southeast Asia-focused PropTech firm, has outlined its approach to improving homeownership access through an AI-driven rent-to-own model targeting underbanked populations. In leadership insights shared in the past week, the company's CEO highlighted that affordability and access to housing remain key challenges across the region. Operated by PT Miliki Rumah Indonesia and backed by Singapore-based Rightkey Capital, the firm uses data and artificial intelligence to help renters transition into mortgage-eligible homeowners. The model is currently active in Indonesia, with plans to expand regionally. Industry adoption of AI in real estate, according to the company, is being driven by cost pressures, efficiency gains, and quality improvements across both developed and emerging markets.Read more

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Dubai residential market sees renewed investor interest amid global uncertainty, with selective price flexibility creating entry opportunities

Porush Jhunjhunwala, CEO, Banke International Properties

05 Apr 2026

Dubai's residential real estate market is witnessing renewed investor attention as global economic uncertainty drives capital towards stable markets. While geopolitical tensions have created cautious sentiment, Dubai has continued to attract inflows, particularly from India, Europe, and Asia. Select segments are seeing moderate price corrections and improved negotiation scope, offering entry opportunities for investors. Despite this, underlying demand remains stable, with prime locations continuing to hold or appreciate in value. Rental yields of 7-10%, policy measures such as the Golden Visa, and investor-friendly regulations have supported sustained interest. The market's resilience is underpinned by population growth, infrastructure development, and consistent demand from high-net-worth individuals.Read more

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Propsutras

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Wealth... Income... Sentiment... Effect

Balaji Rao

17 Feb 2025

Three key factors impact real estate business cycles: market sentiment, wealth perception, and disposable income. If the market sentiment is positive, disposable income is rising and wealth is appreciating, then its a shoo-in and we would be witnessing a boom. If two are positive, the market stays stable, but with only one, challenges arise. India's housing market saw record sales in H1 2024, but early 2025 faces economic uncertainties. A stock market downturn has eroded wealth and weakened confidence, signalling bearish sentiment. While tax incentives and repo rate cuts support home purchases, only one of the three key factors is in the green, suggesting that real estate demand may remain sluggish until there is an improvement in market stability and financial confidence.Read more

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Amenities - Users versus Losers

Balaji Rao

10 Feb 2025

Should residents bear the cost of amenities they do not use? Modern residential complexes increasingly offer extensive facilities, yet their construction and maintenance expenses are typically distributed equally among all residents, regardless of usage. This approach raises concerns of fairness, particularly for those who derive little to no benefit from such amenities. A more equitable solution lies in a usage-based model, where costs are allocated in proportion to actual consumption. This ensures sustainability, fosters responsible usage, and prevents unnecessary financial burden on non-users. Prospective homebuyers must carefully assess whether long-term costs align with their lifestyle rather than being swayed by amenities’ initial appeal.Read more

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Harking on Parking

Balaji Rao

03 Feb 2025

India has experienced a dramatic increase in vehicle ownership, rising from 7 million cars in the early 2000s to 30 million by 2020, with projections suggesting up to 60 million by 2030. This surge has prompted the evolution of parking solutions, shifting from traditional garages to advanced mechanised systems. However, these innovations often compromise user convenience and accessibility, particularly in luxury residential complexes. Enclosed garages remain the gold standard, while enclosed and open parking spaces with direct access are preferable to fully automated systems, which are costly and inconvenient. As electric vehicles (EVs) gain popularity, parking solutions that can adapt easily to future needs will hold greater value than mechanised alternatives reliant on technology.Read more

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Signal in the Noise

Balaji Rao

27 Jan 2025

The evolution of real estate promotion highlights the need for focused marketing strategies over traditional mass communication and generalized digital campaigns. While analog methods like billboards and digital media offer wide reach, they often result in wasted effort due to their "machine gun" approach, creating either a cacophony or white noise. Instead, real estate advertisers should target niche audiences through property expos, seminars, real estate-focused platforms, and influencer networks, such as architects or mortgage lenders, who interact closely with potential buyers. By aligning relevant messaging with receptive audiences, businesses can enhance brand awareness, drive meaningful engagement, and optimize conversions in the real estate sector.Read more

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Lift Kara De

Balaji Rao

06 Jan 2025

An often overlooked aspect of any building is the vertical transportation systems it offers. It is seldom brought up when debating the merits and demerits of a property. Elevators, escalators, staircases, and moving walkways are some examples of vertical transportation found in residential and commercial buildings. As urban cities in India witness a rapid surge in high-rise constructions, it becomes crucial to understand the mechanics of vertical transportation systems within buildings. While educating users on basic practices-such as correctly operating lift buttons or avoiding regular lifts during a fire-would be ideal, the onus lies on builders and developers to implement essential safety measures.Read more

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Property Dictionary

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Title by Adverse Possession

21 hours ago

Adverse possession is a term used in the Indian legal system to describe a situation wherein an individual or group of individuals acquire a right to ownership of an immovable property by virtue of continuous use of it. The Limitation Act of 1963, functions on the principle that limitation extinguishes the remedy, but not the right, meaning that in the case of an adverse possession the original owner may continue to have the title over the property but he loses the right to claim such a right in a court of law.

Encumbrance

13 Apr 2026

An encumbrance is a claim made against a property by someone other than the current title holder. The term encumbrance covers a wide variety of financial and non-financial claims that may or may not affect the value of the property. It is important, from a buyer's perspective, to be aware of any encumbrances on a property, as these will often transfer to them along with the ownership of the property.

Agricultural Land

10 Apr 2026

Agricultural land is land that is used for the purpose of agriculture which includes the cultivation of crops, fruits, vegetables, grass, trees, horticulture, poultry farming, breeding of livestock, breeding of fish, bee keeping, etc. It also includes land used for any purpose which is ancillary to its cultivation, e.g. land used for grazing cattle.

Collector's Land

09 Apr 2026

Collector's Land refers to land belonging to the government that falls under the control of the revenue department and is therefore owned by the City Collector. Collector's Land is leased out to individuals and / or entities for the purpose of development. Prior permission must be sought from the state to rent, gift, transfer and / or sell properties built on Collector's Land.

Leasehold Land

08 Apr 2026

Leasehold refers to the legal right given to an individual or entity, by the owner, to live in or use a building or piece of land for an agreed period of time. In India, leasehold land most commonly have tenures ranging between 30 to 99 years.

Iconic Building

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Willis Tower, Chicago, US

Willis Tower, once known as Sears Tower, isn't your average office building. It held the title of world's tallest building for 25 years, a true giant in the Windy City. Built in just 3 years for USD 1 ...

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Transamerica Pyramid, San Francisco, US

The Transamerica Pyramid is a pointy skyscraper that's become a recognisable symbol of San Francisco. This futuristic building, covered in white quartz and with over 3,000 windows, isn't just for show ...

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Al Hamra Tower, Kuwait City, Kuwait

Towering over the Kuwait City skyline, the Al Hamra Tower is an example of innovation and a proof of modern design. This skyscraper, constructed over six years at a cost of a reported USD 500 million, ...

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Marina Bay Sands Hotel, Singapore

Marina Bay Sands Hotel in Singapore isn't your typical hotel – it's a luxurious integrated resort that's become a global phenomenon. This architectural masterpiece, designed by renowned architect Mo ...

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Evolution Tower, Moscow, Russia

Moscow's business district features a unique sight: the Evolution Tower. Unlike the traditional architecture nearby, this neo-futurist marvel stands out with its twisted design, seemingly defying grav ...

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